Whether you're right here in Penticton or somewhere else in the Okanagan Valley, you've gone to your bank and gotten yourself pre-qualified for a mortgage.  You're so excited when you find your dream home!  It fits right within your pre-qualified budget, only to learn from your mortgage broker that's not actually how much you're pre-approved for.

Watch the video below where Penticton, BC local, David Bickell explains the very important difference between being pre-qualified and being pre-approved.